JeffLee Credit Pte Ltd

Best Singapore Licensed Money Lender in Jurong East

Need business loan to expand your operation? Get through us with no hassle
We support many SMEs in Singapore in growing their operation. You could be one of them who benefited from this business loan scheme. Speak to our advisor today.
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Looking for financial help? Call us today.
Speak to our experience loan advisors to help you with the financial needs.
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Our Loan Services

Fast cash loans

Our mission is to help consumers like you who can access fast credit easily. Reach out to us for an informative call today.

SME business loans

Loan package available to help you expand your business portfolio. If you see opportunity in certain market, give us a call today.

Payday Loans

Our payday loans are designed to help you meet any cash shortage in the middle of the month. Our loan consultant will discuss the terms to make sure you can find a suitable loan package.

Personal Loans

We offer a flexible financial alternative for financing based on your income. Whether you want to buy your dream car or take a vacation, you can now easily do it with our personal loans that don’t require collateral.

Our Location

We are located at:
Blk 131 Jurong Gateway Road #01-261
Singapore 600131 (Near Jurong East CPF Building)

Monday – Friday: 11am – 7pm

Saturday: 11am – 6pm

Closed on Sunday & Public Holidays

Who We Are

Jefflee Credit is a fully licensed moneylender operating under the Ministry of Law regulations. We offer financial products that have been approved by the regulatory body and we have been able to maintain excellent reputation from customers across Singapore.

Jefflee Credit invites you to visit us for one of the most reliable loan services in Singapore.

Why Choose Jefflee Credit?

We go an extra mile to quickly process your application

We go the extra mile to make sure you are satisfied with our solution and our team of advisors are ready to answer your question today.

Loan Requirements

In order to start applying from JeffLee Credit licensed money lender, please bring along these required documents:

Documents to bring for Singaporean and Singaporean Permanent Resident (SPR)

  1. NRIC
  2. Able to login using SingPass
  3. Latest 3 months payslips.


For Foreigners

  1. Work pass
  2. Latest 3 months payslips.
  3. Latest billing address. E.g Telephone bill, Insurance letter, Utility bill and etc (Dated within 1 month from application date)

Request a Call Back

If you have a regular source of income, give us a call and let’s discuss your options.

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    Types Of Loans Offered By Licensed Moneylender Singapore Companies

    Are you searching for different types of loans? Do you want to know the types of loans that are available out there? If so, you’ve come to the right place.

    The two main types of loan are secured and unsecured. What’s best for you depends on your circumstances and financial situation. In this article, I’ll be going over the basics of secured and unsecured loans so you can make the right decision for you.

    2 Main Loan Categories

    There are two main types of loans: secured and unsecured. Secured loans have lower interest rates because the borrower offers assets as collateral or guarantors. Unsecured loans, on the other hand, have higher interest rates because they are riskier without any collateral or guarantors.

    Types Of Loans Offered By Licensed Moneylender Singapore Companies

    Licensed Moneylender Singapore companies offer a variety of loans, with each one having its own advantages and disadvantages. A common question is: Which loan is right for me? To help you decide, here are the three most common types of loans offered by Licensed Moneylender Singapore companies:

    • Personal Loan
    • Business Loan
    • Mortgage Loan

    Jefflee Credit licensed moneylenders have different loans and services for each individual. Do consult with them and make sure that the loan and service you are paying for are the best options for your situation.

    Personal loans are a great way to help you get the cash you need to cover expenses like a vacation or a wedding. They are usually loans for your own use and can be used to finance anything, repayment plans are flexible and it’s super easy to apply for, thus making them the most common type of loan in Singapore.

    Foreigner loans speak for themselves. They are accessible by permanent residents or non-citizens studying, working, or living in Singapore. It’s not easy to get a loan from a local bank when you’re a foreigner in Singapore as most require you to be a citizen or permanent resident of the country, but that doesn’t mean it’s impossible! If you are a permanent resident or non-citizen who has been living in Singapore for more than six months and holds a valid work pass or student pass, then you may qualify for a foreigner loan from most licensed moneylender Singapore companies.

    Payday loans are for Singaporeans whose monthly salaries are delayed or bounced for whatever reason. This amount you can borrow is only limited to one month to tide you through the period and it must be repaid in a shorter time frame compared to regular loans. Payday loans are also called cash advances and they are typically repaid in two to four weeks depending on the terms and conditions of your loan.

    Business loans are for those who are interested in starting a business, or for business owners undergoing hard times. If you’re interested in starting a new business, or if your current business is experiencing hard times, there is a loan that can help. This type of loan comes with higher interest rates and longer repayment terms, but the amount you can borrow is much bigger.

    7 Warning Signs That You’ll Get Scammed By An Unlicensed Moneylender in Singapore

    Unlicensed moneylenders (otherwise known as loan sharks) are known for their illegal operations and high-interest rates/ fees. They are not approved or registered with Singapore authorities and therefore, do not comply with laws to protect the borrower. Unlicensed money lenders prey on the weak and vulnerable by promising easy money while withholding information so that borrowers rack up debts while in contract with their services. How Do I Identify An Unlicensed Money Lender?

    • They are not on the registry
    • They do not have a physical office
    • They advertise their services through flyers, text messages, email, other social media platforms
    • They do not operate within typical office hours (exceptions being applications on the company’s official website)
    • They approve your application without face-to-face verification
    • They approve your application online/over SMS, phone call, or email
    • They do not go through risks, loan limitations, or ensure that you understand their services and fees before you sign the contract
    • They do not verify if you can repay the loan
    • They charge expensive processing fees and interest rates
      • Administration fees of not more than 10% of loan principal
      • Interest Rates of not more than 4% of loan principal per month
      • Late interest fees of not more than 4% per month
      • Late payment fees of not more than $60 per month
    • They ask for your SingPass ID and/or Password
    • They confiscate important documents and/or NRIC For “safekeeping”
    • They do not provide a contract
    • Their contract is missing crucial details (i.e. loan principal, repayment procedures, late fees, and interest rate)
    • They do not provide a contract
    • They display unethical or abusive behavior (pushy salesman pitches, threats, etc.) How do I report illegal money lenders in Singapore? You can report unlicensed money lenders who are not authorized by the Ministry of Law or unfair practices to the Registry of Moneylenders at 1800-2255-529. Or you could submit a report to Singapore’s Ministry of Law website.



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