DBS Personal Loan

If you’re looking for a personal loan, DBS has some of the cheapest rates in Singapore. The interest rates start from as low as 3.5% p.a., and there’s no lock-in period, so you can switch to a different lender whenever you want.

Plus, DBS doesn’t charge any processing fees or early termination fees, so you can rest easy knowing that you’re not going to be slapped with any nasty surprises. Getting a loan from DBS is easy—simply log on to their website and you can apply online in just minutes.

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OCBC Personal Loan

OCBC can help you get a low-interest personal loan. There are no surprises with their personal loan, which has a fixed interest rate of 6.88%. You just need S$30,000 in annual income to qualify, and you may take out a loan of up to S$100,000. You may apply online in a matter of minutes and get a response in less than a day. So, OCBC is a great option to consider if you are in need of supplemental income.

UOB Personal Loan

Saving cash by borrowing it from a friend or family member is another great idea. They have low interest rates and a high loan limit of S$100,000. You may spread the cost of your loan across three or five years if you choose. UOB also offers a wide range of supplementary banking services, letting you keep all your financial ducks in a row at a single institution. Applying for a UOB Personal Loan online is quick and easy and only takes a few minutes.

Citibank Personal Loan

You want a personal loan, but you’re worried about the cost of the interest. Personal loans from Citibank are among the lowest interest rates in Singapore, making it a top pick. Their loans are also collateral-free since they are unsecured. As a result, it’s a great option for those who want to borrow money to cover a large expense like a wedding or home improvement project. You may apply for a loan from the convenience of your own home using Citibank’s straightforward online application process. If you are approved, the money will be sent to you within a day. Isn’t it a wonderful offer?

BOC Personal Loan

Personal loans from Bank of China (BOC) are among the market’s most cost-effective options. The interest rate on a personal loan from them is just approximately 2.8%, which is quite inexpensive in contrast to other financial institutions. BOC is an excellent choice if you need money quickly and without a lot of hassle. It’s important to keep in mind the potential accumulation of processing fees. In conclusion, BOC is a great choice for anybody in need of a low-interest private loan.


If you need a personal loan, it is critical to evaluate interest rates and get the best offer. Here are some additional instances of inexpensive personal loans in Singapore worth considering if you need some money.

  • Standard Chartered Youthsaver Personal Loan
  • Citibank Ready Credit
  • HSBC Personal Loan
  • Maybank StartUp Personal Loan
  • OCBC Frank Credit Line